Money Matters

Business Hours: The private sector operates from 9 am to 5 pm, while the public sector operates from 8:30 am to 4:30 pm, Monday to Friday, except on public holidays. General banking hours are Monday to Friday 9.30 am to 3.30 pm.

Currency: Notes are issued in denominations of B1000 (grey), B500 (purple), B100 (red), B50 (blue), B20 (green), and B10 (brown). There are 10, 5 and 1 baht coin, and 50 and 25 satang. There are 100 satangs in 1 baht.

Credit Cards: All major credit cards are widely accepted throughout the kingdom. Most foreign currencies and traveller cheques are easily changed at banks, hotels or moneychangers in cities mainly.

Tipping : Tipping is not a usual practice in Thailand although it is becoming more common. Most hotels and restaurants add a 10% service charge to the bill. Taxi drivers do not require a tip, but the gesture is appreciated.

Bargaining : Fixed prices are the norm in department stores, but at most other places bargaining is to be expected. Generally, you can obtain a final figure of between 10-40% lower than the original asking price. Much depends on your skills and the shopkeeper's mood. But remember, Thais appreciate good manners and a sense of humor. With patience and a broad smile, you will not only get a better price, you will also enjoy your shopping.

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